Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Address Thank you! Oops! Related Contents Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Certain Uncertainties in Retirement The uncertainties we face in retirement can erode our sense of confidence. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.